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SO FAR VISITIED
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Friday, April 18, 2014

Current Affairs 2014 Study Material for PA/SA Examination 2014 ...............

Simon Santoso of Indonesia won Malaysia Grand Prix Gold
Super Hercules aircraft of IAF C-130 J crashed in Rajasthan
Hindi writer Mr. Govind Mishra selected for Saraswati Samman 2013
G D Birla Award 2013 bagged by Physicist Rajesh Gopakumar
Indian Journalist Shubhranshu Choudhary bagged 'Digital activism award'
Czech Catholic priest Tomas Halik wins $1.83 million Templeton Prize
First elected Prime Minister of Spain Adolfo Suarez passed away
Deputy Governor of RBI KC Chakrabarty resigns
Book "Rationalised Roman for Kashmiri" released
Smartphone Virus Dendroid detected
Stamp on Noor Inayat Khan released by Britain's Royal Mail
Government of India divested its 9 percent stake in Axis Bank
Senior women hockey National Title clinched by RSPB
Indian first ever truck racing championship won by Stuart Oliver
All elections booths will be smoking free in J&K, became first state to do so
New Molecule HSP90 discovered
Astronomers discovered largest ever yellow hypergiant star - HR 5171 A
UNSC extended mandate of UNAMA till March 2015
Aditi Khanna became first women President of IJA
R. Neelakantan appointed as CFO by SpiceJet
Myanmar hosted third BIMSTEC summit 2014
ICC under 19 World Cup 2014 won by South Africa
Union Government of India on 28 February 2014 raised the number of workdays under MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act 2005) from 100 days to 150 days. 
Union Cabinet cleared reservation for Jats community under OBC category
Marshal Mohammad Qasim Fahim, Vice President of Afghanistan died
Arvind Mayaram appointed as new Finance Secretary
Book "Crusader or Conspirator? Coalgate and Other Truths" written by PC Parakh released
Pulitzer Prize 2014 in poetry category bagged by Vijay Seshadri
Next Chief Justice of India will be Justice R.M.Lodha
Dadasaheb Phalke Award 2013 goes to Legendary Poet Gulzar
London Marathon won by Wilson Kipsang
Justice G Rohini appointed as the first women Chief Justice of Delhi High Court

Wednesday, April 2, 2014

RBI grants bank licenses to IDFC, Bandhan Financial; Green Signal also for India Post...............

The decade-long wait is finally over, with the Reserve Bank of India (RBI) on Wednesday deciding to grant fresh banking licences to two entities out of the 25 applicants. But industrial houses will be disappointed as the central bank has chosen to ignore them.

After the Election Commission have its go ahead on Tuesday, RBI’s committee of central board met on Wednesday morning to deliberate on the two names that were placed before it for approval.

The two entities which made the cut are 
IDFC, a diversified financial services firm with a special focus on infrastructure financing, and Bandhan, the country’s largest micro lender based in Kolkata.

The two entities will get one and a half years to commence operations, failing which their licences could be cancelled by the central bank. The central bank will also consider the application of India Post, but under a separate process to be carried out in consultation with the government.


The RBI statement said some of those entities who did not qualify in this round for a full-fledged banking  licence   could well apply in future rounds or could apply for differentiated licences under the proposed framework.

“The “in-principle” approval granted will be valid for a period of 18 months during which the applicants have to comply with the requirements under the guidelines and fulfil the other conditions as may be stipulated by the RBI,” the banking regulator said, adding that after being satisfied with the entities of compliance with the norms, licence will be given for commencement for banking operations.

“Until a regular licence is issued, the applicants would be barred from doing banking business,” the RBI said.

The bank licence process was started with the objective of promoting financial inclusion in February 2010 following a Budget announcement by former Finance Minister and now President Pranab Mukherjee. Three years later, the RBI released the final guidelines on licensing norms in February 2013. The deadline for submission of applications was July 1, 2013.

A total of 25 applicants, ranging from business conglomerates like the Birlas, the Anil Ambani group, Larsen & Toubro and Bajaj to non-banking financial companies like LIC Housing Finance and Edelweiss applied for the coveted licence. Another micro lenders, Janalakhsmi, also applied.

The move comes despite stiff opposition from the country’s main opposition, the Bharatiya Janata Party, which wanted the RBI to wait till the new government is formed after the election results next month.

The RBI had set up a high-level advisory committee under the chairmanship of former central bank governor Bimal Jalan to scrutinise the 25 applications. As suggested by the panel, the RBI has also ignored candidates which are under the glare of investigative agencies in scams like airwave spectrum auction and coal block allocation.

Interestingly, the Tata group withdrew its application citing stringent norms that stipulates a non-operative financial holding company structure.

In the last round of licensing, two new entities, Kotak and Yes Bank, were allowed to enter the banking sector in 2003-04.
The central bank has already said that from now on, issuance of banking licence will not be a once-in-a-decade affair. The RBI will fine-tune the guidelines and licences will be given on tap. There will also be differentiated licensing for entities such as payments banks, which are very different from universal banks.
 Source   Business-standard.

Thursday, March 27, 2014

Study material for Postal/Sorting Assistants Examination 2014 --- (General Knowledge Ten question with Answer )

1               Which  one  of  the  following   is  the  basis  of Panchyat  Raj  ?

A Community  cooperation  and  development   
B Cultivating  Politics  awareness  in  the  rural  masses 
C  People ‘s  Participation  on  the  government  
D Democratic  Decentralization 
Answer   D 
2              Impeachment  proceedings  against  the  president  can  be  initiated  by  In 

A  The  lok Sabha  b  The  Rajya  Sabha   c  Either  house  of  parliament  d  The  supreme  court 
Answer  c 
                                                    
3                   A  British  citizen  staying  to  India  cannot  claim  right  to 
a   Freedom  of  trade  and  profession 
b   Equality  before  the  law 
c   Protection  of  life  and  personal  liberty 
d  Freedom  of  religion
Answer   A
4                   Which  article  deals  with  amendment  to  our  constitution 
A 356  b 368  c 372  d  370
Answer   b   
5                Which one of the following is correctly matched?
a    Right  to  equality  -------- Article  14,  18 
b   Right  to  freedom  of  religion ----    Article  14,  18 
c   Cultural  and  educational  rights  --  Article  32-  35 
d   Right  against  exploitation -----  Article  23  and  24 
Answer  a 
6                  Vande  Mataram  was  published  in 
A  Gitanjali  b  Harijan  c  Kesari  d  Anandha  Math 
Answer  d
7                          The  Banaras Hindu  university  was founded  by 
A  Gandhiji   b Madan  Mohan Malaviya  c  Lala Lajpath  Rai   d  Ravindranath Tagore
Answer  B  
8          The  most  prominent  industry  that  flourished  during  the  Mughal period  was 
A  metal   b  Silk  c  Textiles  d  dyeing 
Answer  A 
9                            University  act 1904  was  passed  during  the  time  of  
A Lord  Lytton   b  Lord  rippon   c  Lord  Curzon   d  Lord  Dalhousie 
Answer  c 
10                   “ Untouchability  is  a crime  against  god     “  who  said  this  ?
A  vallalar   b  Swami  Vivekananda   c  Dr Rajendra  Prasad    d  Gandhiji 
Answer d    

Orders on DA - Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014

Finmin Orders on DA - Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014

No.1/1/2014-F-II (B)
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi
Dated: 27th March. 2014

OFFICE MEMORANDUM

Subject: Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014.

The undersigned is directed to refer to this Ministry’s Office Memorandum No.I-8/2013-E-II (B) dated 25th September, 2013 on the subject mentioned above and to say that the President is pleased to decide that the Dearness Allowance payable to Central Government employees shall be enhanced from the existing rate of 90% to 100% with effect from January, 2014.

2. The provisions contained in paras 3, 4 and 5 of this Ministry’s O.M. No.1(3)/2008-E-11(B) dated 29th August, 2008 shall continue to be applicable while regulating Dearness Allowance under these orders.

3. The additional installment of Dearness Allowance payable under these orders shall be paid in cash to all Central Government employees.

4. The payment of arrears of Dearness Allowance shall not he made before the date of disbursement of salary of March. 2014.

5. These orders shall also apply to the civilian employees paid from the Defence Services Estimates and the expenditure will be chargeable to the relevant head of the Defence Services Estimates. In regard to Armed Forces personnel and Railway employees, separate orders will he issued by the Ministry of Defence and Ministry of Railways, respectively.

6. In so far as the employees working in the Indian Audit and Accounts Department are concerned, these orders are issued with the concurrence of the Comptroller and Auditor General of India.

sd/-
(A.Bhattacharya)
Under Secretary to the Government of India

Source: www.finmin.nic.in
[http://finmin.nic.in/the_ministry/dept_expenditure/notification/da/da01012014.pdf]

Smt Smith Sagar IP (PG) Changanassery Division has been posted as IP Kayangulam Sub Division Mavelikarara Postal Division -



Smt. Smitha Sagar, IP (PG), Changanassery Dn posted as IP Kayamkulam Sub Dn, MVK Dn.

                                                       ORDER  NO 
Transfers/postings in IP cadre (Ro Kochi Letter No. ST/63-1/2010/11 dated 18.3.14)

Friday, March 14, 2014

CBS FINACLE AUDITORS MENUS

Office accounts: Menu


HIOT
INQUIRE ON TRANSACTION
HIEARP
INCOME AND EXPENDITURE ANALYSIS REPORT
HIEMRP
Income and Expenditure monitor report
HMSGOIRP
Minor subsidiary outstanding item report
HMSOIRP
Minor subsidiary outstanding item report
HMSTRP
Minor subsidiary transaction report
HIOGLT
Inquiry on GL transactions
HACLINQ
Account ledger inquiry
HACLPOA
Office account ledgers print


Interest enquiries      Menu
HAITINQ
Account interest inquiry
HCUIR
Customer Interest report
HAINTRPT
Account interest report
HINTTI
Interest details enquiry
HLINTI
Inquiry on  Interest
HIARM
Interest adjustment
Charges Inquiry:   Menu Options
HCCI
Customer wise charges inquiry
HCHGIR
Charges Income report
IFD
Inquire Fee details
CCCSA
Closed charges for Silent account
HGCHRG
General Fees
OTHER REPORTS      Menu options
HBR
Balancing report
HQBR
Quick balancing report
HPR
Print report
HISTR
Inter SOL transaction report
HISAR
Inter SOL Audit report
HEXCPRPT
Exception report
HFINRPT
finrpt Report Generation
HGR1
General Report
HPDB
Day Book printing
HSPRG
Generate stop Payment Register Report
HSCWRPT
Shroff Cash Report
CWDREP
Report of SB wdls exceeding Rs.10000/-
CATREP
Account Transfer Report
HMR
Monthly/Yearly Statistical Report
CSCB
Scheme Balances
CNSR
Hnsr (Monthly/Yly Nomination Statistical report)
HMEMOPAD
Memo pad maintenance
HCUSEL
Customer selection
HACS
Account Selection
HACSP
Account Selection and Print
HACCBAL
Components of account balance
HACCBALI
Account balance inquiry
HACLI
Account ledger inquiry
HABMR
Account below minimum balance report
HACLPCA
Account ledger print
HCUACC
Accounts of customer
HCUSUM
Customer summary
HCRV
Customer search
HCUDET
Inquire on General details of Customer
HACI
Signature verification
VSPH
View Signature and Photograph List
CHEQUE BOOK Inquiry and Report- Menu Option
HCHBIR
Cheque book issue Register
CCHQREP
Cheque Report Generation
HISAI
Inventory Split and Inquiry
HIIA
Inventory Inquiry All
HIMI
Inquire on Inventory Movement
HISI
Inquiring on the Inventory
Cheque Clearing -Menu Options
HPICS
Print Inward clearing statement
HMICZ
Print Inward clearing validation report
HREJREP
Clearing rejection report
HINWREMI
Inward Remittance Details Report
HOUTREMI
Outward Remittance Details Report
HOIQ
Out ward Clearing instrument Inquiry
HTRFTOPC
Transfer File to PC
LOAN ACCOUNTS -Menu Options
HLAOPI
Loans overdue position inquiry
HLAPOSR
Loan collection and position Report
HCULA
Loan accounts of customer report
HCLL
Collateral Look Up Report
HCOLINI
Colleteral and insurance details report
HLARSH
Loans repayment Schedule Report
HLNGI
Loan General Details
HLACLI
Ledger  enquiry
DEPOSIT ACCOUNTS-Menu options
HFDD
Flow wise distribution of deposits
HRDD
Rate wise distribution of deposits
HSDD
Scheme wise distribution of deposits
HMDD
Maturity wise distribution of deposits
HACDET
Account details
HGDET
General Deposit details
HRELACI
Renewed accounts Lookup for deposit
HDN
Due notice
HIRRDEP
Irregular recurring deposit report
HPLIST
List pending installments of RD Type of TU accounts
HCUMAT
Customer accounts maturities
HCUTD
TD accounts of the customer
HDTRS
Deposit Transactions Record summary
HRENHIST
Term deposit Renewal History Details of Account
HTDSIP
Tax report options
HTDSREP
Customer Wise TDS report
Transaction-Menu Options
HTI
Transaction inquiry
HFTI
Financial transaction inquiry
HFTR
Financial transaction report
HTCPIAE
Tellar cash position inquiry-employee
HTCPIAC
Tellar cash position inquiry-currency
HCCI
Outward cheque inquiry
HABI
Balance inquiry
HACSBIO
A/c shadow balance inquiry
CNSTRP
Transactions Report
SAVINGS Account-Menu Options
CATREP
Accounts transfer Report
CCHQREP
Cheque Report Generation
CMITMA
Minor to Major Report
CRVACC
Dormant/Silent accounts revived Report
CSIREP
Silent account Report
CAFUREP
account Freeze and Unfreeze report
CWAREP
Welcome jit Account Report
CWDREP
Report of SB withdrawals above Rs.10000/-
HACDET
A/c Balance  Details
CNAC
Old Accounts Details Look UP
HACCDET
Inquire on General Details of Account
CUACLI
Inquire on your account ledger entries
HAFSM
Account freeze/unfreeze
HSSII
Inquire on standing instructions maintenance
HSIREPTS
Standing instructions Reports

Prepared by  K S KESHAVA , ICO SB , Karnatata Circle     for    http://sapost.blog

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